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  • Our Office

  • 9 Western Harbour View
    Edinburgh EH6 6PG UK

Move. Earn.
Build your Future.

Built from scratch for a new economy.
Technology that evolves with your life.
Doing it differently; on purpose.

Move. Earn.
Build your Future.

Built from scratch for a new economy.
Technology that evolves with your life.
Doing it differently; on purpose.

empowerment

Caledonia is reinventing digital banking for freelancers, gig workers, and the self‑employed.

.01
Our Story

We’ve lived it. We understand it. And now, we’re here to change it.
Diverse team of five professionals smiling in a creative studio workspace
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Vision

Merge financial wellness with physical activity so that every step you take builds your wealth.
Fit couple smiling while checking a smartphone during an outdoor workout by the sea
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.03
Technology

UK patents and trademarks, central to our operations
Engineer analysing complex digital interfaces on large screens in a secure tech environmet.
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Freelancer App

Banking app in development – In partnership with renowned HugoHub
Freelance courier using a smartphone while resting on his bicycle in an urban setting
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Portfolio

Planned Work
Portfolio

SEE MORE PROJECTS
Wealth by Health Walk, earn, and get more from your bank.
Comprehensive Services All the services you expect from a bank.
alternatives

focus on yourself

Join the Ranks of Successful Freelancers with our Financial Solutions*

00Million

Freelancers like you waiting to be served in the UK alone

00 ←

Banks like us

* We're building something new. Caledonia is currently in formation and will launch banking services once we receive full regulatory approval from the FCA, PRA, and others.
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EMPOWERMENT
INDEPENDENCE
INNOVATION
ADAPTABILITY
TRANSPARENCY
PERSONALISATION
WELLNESS
TRUST
SIMPLICITY
REINVENTION
Take a moment to let it all sink in
AN ABRIDGED LIST OF OUR TEAM’S EXES
Trusted Voices

Experienced Minds
shared insight

These aren’t reviews; they’re the reflections of people we’ve actually worked with. Industry pros who know their stuff, understand quality, and gave us honest feedback based on real outcomes.

This is the future of finance: seamless, secure, and exactly what the world needs.

Kate Rigg

Producer | Writer | Actress

Banks never understood my irregular income. I was constantly locked out of credit. Caledonia finally sees the reality of freelance life. It’s a massive relief.

Sílvia Rispal

Freelancer

I spent decades feeling invisible to banks just because I was self-employed. Caledonia finally makes me feel seen and valued. It’s about time someone treated freelancers right.

Silvia Weismann

Insurance Broker

Banks, both traditional and digital, have always punished me with hidden fees and penalties, taking advantage of my inconsistent gig income. Caledonia is different. It respects my reality and the new economy. Finally, I feel someone’s on my side.

Stephen K.

Self-Employed Logistics Professional

meet some of our team

Experience the Future with our
Visionary Team

Most websites use AI to create fake people. We did the opposite. These are real people — our actual team — just passed through a bit of AI magic to give the portraits a consistent look. Only one of us is truly artificial… and probably works harder than the rest of us combined.

Richard Sutherland

Our co-founder, with decades of experience across industries as diverse as aviation and banking.

Bettina Aye

Nobody’s ever met Bettina, and we’re pretty sure she has no pulse, but she shows up at all hours, remembers everything, and gets stuff done faster than any of us.

Christian Sutherland

Our co-founder, with decades of experience across industries as diverse as aviation and banking.

David Sutherland

David sees risk coming before the rest of us do, and makes sure we don’t trip over our own ambition.

Madeleine Arama

Taming data chaos so the rest of us don’t have to.